Amara Chen opens an account in Singapore at 21:41. Meridian Logistics applies the next morning. Individual or business, identity, ownership, screening and risk evidence come together in one decision and one defensible record.
Two journeys, one entity. The risk level, the evidence and the trail all live on the same record.
Document, liveness and address resolve on the screen she started on, cross-checked against 150+ official sources. Liveness runs passive, active, or both — you decide how strict. Address verification plugs into the physical or digital provider you already trust. Entity deduplication catches the profile she already has, and the risk tier is scored on the evidence you will later have to defend.
Youverify resolves Meridian Logistics Pte against Registry, identifies its directors and beneficial owners, and screens each owner against sanctions, PEP and adverse media sources. Owners stay under continuous monitoring after approval, so a status change reaches you the day it happens.
Ownership resolves to 100%. No PEP or sanctions match across the three owners. Every source and timestamp is attached to the record.
Trusted by top financial institutions and fintech leaders across the EMEA region
Vyra AI runs all three routes. What changes is who is in the loop: nobody, an analyst who picks up an exception, or an analyst who starts the file from nothing. Same agent, same record, and a named officer wherever a decision needs one.
You describe the onboarding flow to Vyra once — the checks, the thresholds, the tiers if your flow uses them, and where exceptions go. Vyra then runs exactly that flow on every applicant. If it is not in the flow, it does not happen.
Verify Passport and document, run passive liveness, screen sanctions, PEP and our internal watchlist. Send PEP hits to manual review.
Vyra calls the same public endpoints your team can. If your risk function would rather own the orchestration — its own rules, its own sequencing, its own decision engine — consume the checks directly and keep the agent out of the path. The record and the evidence trail come out identical.
Most applicants clear in session. The ones that do not open a case on the same entity record, with every check, source and timestamp already attached. The analyst starts from a file, not an empty screen. Vyra assembles and drafts; a named officer decides, and the decision appends to that record.
The shareholding statement gives 12% to an owner the Registry filing does not list.
Filing, statement and four screening results attached. Summary drafted, nothing decided.
Each one runs on the same record and feeds the same risk tier. Nothing is bolted on afterwards.
Customer details cross-check 150+ official sources — government registries, telco records, document MRZ — and return a decision in seconds, not a queue position.
Liveness detects deepfakes, screen replays and injection attacks. Passive by default, active when your flow calls for it.
Duplicate profiles merge into one entity, so an existing customer is recognised rather than re-onboarded — and the pattern behind the second attempt becomes visible.
KYB checks across 145+ jurisdictions return company details, directors and beneficial owners from the registry of record, not a cached copy. In federal markets we resolve against the state or provincial register, not a national summary of it.
Every applicant and every owner screens against sanctions lists, PEP data, adverse media and the custom watchlists you maintain yourself — at onboarding, then continuously after approval.
Device fingerprint, login behaviour and session signals flag a high-risk applicant during onboarding, before the account is funded.
Onboarding is a moment; the risk is not. The entity record you create on day one is the record that gets re-screened, re-scored and re-reviewed for as long as the relationship lasts.
Registration, directors and UBOs verified against authoritative registries at the moment you ask.
Executives and board members stay screened against sanctions and watchlists, with alerts the day a status changes.
Tier thresholds, document requirements, approval routes and EDD schedules configured to what FATF expects of your licence class.
The checks are the same. What changes is which ones are mandatory, what the tier decision turns on, and how often the file has to be re-opened after approval.
Signup, tier assignment and first funding often happen inside sixty minutes. The onboarding decision has to be strong enough to carry a payment licence's exposure, not just strong enough to open an account.
Without it: tier upgrades approved on a document nobody re-checked, then a chargeback pattern nobody can attribute to an entity.
Upgrade evidence is complete and timestamped. Re-screen scheduled monthly.
Youverify's recommended configuration. Every check exists on every plan; what differs is whether it is mandatory, conditional, or continuous after approval.
On an active subscription, every entity you add runs through risk classification by default. Sanctions, PEP, adverse media and watchlist matches are retrieved where they exist, then passed through the classification algorithm with extended data — country risk, industry, and the rest of the entity profile. That classification is what your risk decision reads.
“Youverify made compliance effortless for us. Their fast, reliable verification helped us scale our payment platform without slowing down user onboarding.”
“Youverify's APIs are clean, easy to integrate, and don't disrupt user experience. It's been a win for both compliance and product flow.”
“Youverify helped us simplify complex compliance across markets. Their solution supports our growth without adding operational friction.”
Most teams are live inside 24 hours. The API ships with pre-built connectors and documentation, and a solutions engineer walks your developers through the first journey.
Checks resolve against the source of record — NIMC, CAC and their equivalents in each market — rather than a cached third-party copy. Where a source is unavailable, the result says so instead of guessing.
Yes — 145+ jurisdictions, including company details, directors and beneficial owners. The same entity record holds the result whichever registry it came from.
Tier thresholds, required documents, approval routes and review cycles are all configurable, and Vyra can build a workflow from a description of the control you need.
Customer data is processed in regions with adequate data protection regulation and Youverify is registered with the data protection authorities in the markets it serves. Residency commitments are written into the contract.
At onboarding and continuously afterwards. A match opens a case with the evidence attached rather than emailing an alert into a shared inbox.
A case opens on the same entity record, with the document, liveness and screening results already attached and Vyra's draft summary on top of them. A named officer sets the status and their comment stays on the file. Nothing is re-gathered and no second record is created.
Yes. The verification, screening and evidence APIs are the same ones Vyra calls, so you can orchestrate onboarding in your own decision engine and leave the agent out of the path. The entity record and the audit trail come out identical either way.
Every check, its source, its timestamp and the officer who set the final status stay attached to the entity record. Re-screening and status changes append to that same record rather than creating a new one, so the file you hand an examiner is the file the decision was made on.
Automate verification, catch fraud at the door, and hand your examiner a file that already holds the evidence.
Youverify holds SOC 2 Type II, ISO 27001, ISO 27018 and ISO 42001 certifications, and is registered with the data protection authorities in Nigeria, Kenya, South Africa, Côte d’Ivoire and the United Kingdom.
